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Renting vs. Buying Furniture: Which Is the Better Option?


That luxurious couch you just saw at one of the furniture stores down the street has been calling your name for days. Alas, the rent on your apartment is astronomical, and by the end of the month, you are able to only save enough to take care of the bare necessities. Whether you are living in an apartment or own a house, the one thing that we all look into first is furniture. Of course, it’s impossible to buy anything at such short notice when you have just moved in, but every person has a dream to decorate their place to their liking.

However, sometimes, time and money constraints can stop us from going after what we want. To help you make an informed decision, here are the pros and cons of renting vs. buying furniture:

Pros of Renting



When you rent furniture from online services such as rentacentre, you don’t have to worry about paying hundreds of dollars for a sofa. The benefit of furniture rental services is that you don’t have to pay much upfront. All you have to do is sign a contract for a period of time and the furniture is yours until you move out.


Whether you are going for the second grade or new furniture, the amount will still be affordable. You will have plenty of options to choose from and you can decorate your place with anything and everything you like.


You don’t have to worry about maintenance and risk protection as many services take care of that. All you need to do is regularly dust and clean the furniture to maintain its lustre.

Cons of Renting


Second Grade Options

You have no idea how many people have bought that same furniture and where it has been. Most people are reluctant to rent furniture because of the possibility of contracting any germs.

Possibilities of Scams

Certain rent services try to scam people by forcing them to enter rent-to-own deals. Beware of such deals as they are money traps that might just dry your bank account. Before taking such a step, do your research.

High Interest Rates

If the furniture you are renting is new, get ready to pay high interest rates. Most services charge a high interest rate to cover the cost of insurance.

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Pros of Buying


Sense of Belonging

Buying furniture from services such as christopheliving.com.au lets you truly create a home. You have an emotional attachment to your home and decorating it to your liking will give you a sense of belonging.

No Credit Score Required

When renting furniture, you need to show your credit core to the owner. The lower the credit score, the higher the interest rates. With buying, you don’t have to worry about this as you are making the entire payment upfront.

Damage at Own Cost

Unlike renting, you don’t have to pay more cash if the furniture gets scratched or damaged.

Cons of Buying



Buying furniture is quite expensive because you have to pay the entire amount upfront. Unlike renting furniture, here you have more choices and you can choose whatever you like. However, since we are bound by our budget, it becomes very difficult to pick something that not only matches our house’s interior but also our taste.

Extra Cost of Movers

Say you got your house furnished from and after a few years, you decide to move. Here you will face two problems: The cost of the movers and the damage that might occur during the move.

Low Sale Price

If you decide to sell your furniture when moving, be prepared for some significant loss because you will not get the entire amount back.

Now that you have an idea about the pros and cons of buying vs. renting, you can plan how to decorate your space accordingly. In most cases, house owners go for buying, whereas people living in apartments go for renting.